Job Location: Washington State
Are you interested in working for a purpose-driven organization that is owned by, and accountable to, its members—not its shareholders? Where you can collaborate with teams that help deliver products and services to over 1.3 million members? Then read on—BECU might just be the right fit for you.
BECU is a national leader among financial institutions. With over $29 billion in assets, we’re among the largest credit unions in the nation. We’ve been in business for over 86 years, serving the financial well-being of our community and helping our members achieve life-long financial goals.
Here’s what else sets us apart:
- Our members-first ethos.
- Unique benefits, perks and workplace culture.
- Philanthropy and community involvement.
- Remote, flexible and hybrid work opportunities.
To learn more visit becu.org/careers.
SUMMARY
The Senior Credit Risk Analyst is responsible for management and monitoring of risk strategies for deposit and lending services and serves as a leader in the creation, implementation and maintenance of Credit Risk Management reporting and analytic frameworks. This position will manage projects and implementations independently and through collaboration with stakeholders throughout the Credit Union.
***This is not an underwriting position. It is a data analyst role, requiring working knowledge of reporting software and database querying tools (SQL and/or SAS).
RESPONSIBILITIES
- Perform all responsibilities in accordance with BECU Competencies and Information Protection requirements.
- Evaluate credit performance of existing products and forecasts and make strategy recommendations to manage the risk of the Credit Union, including formal loan portfolio assessment reports.
- Establish, implement and review status reports to ensure that proper management controls are maintained in the various loan areas.
- Maintain and deliver reports that measure strategy performance and perform complete analytical studies of existing and potential strategies, considering financial benefit.
- Support management of Credit Union loan policy and guidelines; develop and support implementation of recommendations that facilitate efficient underwriting decisions and align with organizational risk appetite.
- Maintain audit documentation, change control documentation and strategy validation documentation.
- Identify and implement reporting efficiencies and improvements.
- Maintain continuous communication with lending functions to enhance automated systems and to identify areas for improvement to better benefit lending staff and to serve the members.
- Participate in project teams, representing the interests of sound credit risk management.
- Have a working knowledge of state and federal regulations pertaining to lending and lending functions.
- Perform other duties as assigned.
QUALIFICATIONS
- Minimum 5 years of experience working in progressively responsible lending/credit operations or data analytics/reporting positions required. Experience working in the financial industry preferred.
- Proficient PC skills (MS Office), working knowledge of reporting software and database querying tools, and the ability to learn new software.
- Ability to write code and scripts in SQL, coding in SAS a plus
- Proficient verbal and written communication skills required to effectively communicate in the English language.
- Good project management skills.
- Full time hours required with additional hours as necessary.
- Bachelor’s degree with course work in statistics, or equivalent work or education-related experience required. Master’s degree preferred.
- Minimum 1 year of experience developing test plans, test scripts, and conducting testing for applicable systems preferred.
- Minimum 2 years of experience working on product/project teams, including process and procedure design and communications preferred.
- Experience in a deposit/loan delivery channel support role preferred.
EEO Statement:
BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.
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