Job Location: Bengaluru, Karnataka, India
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Job Summary
The Portfolio Analytics team at Bread Financial is responsible to provide custom insights and reporting support to our partners (client partnership and marketing, field engagement team, brand partners) across the business. The Data Analyst, 2 of Portfolio Analytics team provides data driven insights while also providing guidance to our partners through understanding of retail, marketing, credit profitability and the interaction of customers/retailers/card issuers.
Job Description
Essential Job Functions
Create and Design - Designs, creates, evaluates, optimizes, and delivers quantitative and qualitative offerings in relation to the attributes and behaviors of the end customer. (Including, but not limited to, custom demographic, geographic, financial and lifestyle profiles; transactional, shopping and interaction activities; behavior hypothesis testing, data mining and customized reporting/analysis.) Participates in strategic projects to identify enhancements to the Portfolio Analytics processes and offerings that have a positive impact on Bread Financial’s ability to deliver relevant marketing and create enduring loyalty. Applies knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work
Review and Evaluate - Extracts data from a variety of customized sources, with a number of tools. A quantitative background is necessary to effectively navigate and pull logical meaning around the data. Understands how to find/extract the needed data (Design), structure the output (Create), understand what it means and implies (Evaluate), turn the data into information (Optimize) and provide the results/recommendations (Deliver) directly to internal partners (Client Sales, Marketing, Operations) and 3rd Parties (Brand Partners, Vendors, Sister Companies) to directly impact business decisions.
Reports to: Manager or above
Working Conditions/ Physical Requirements: Normal office environment
Direct Reports: 0
Minimum Requirements
Degree Required: Bachelor’s degree
Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar
Years of Work Experience Required: Two to Five years experience
Type / focus of work experience required: Analyzing marketing performance, driving marketing and business decisions through data extracts, queries and actionable insights. Experience with Data Mining Tools (SQL, SAS) and business analysis.
Preferred Requirements
Degree Preferred: Master’s degree
Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar
Education Requirements
Bachelor’s Degree (Required), Master’s Degree
Work Experience
Certifications:
Eight or more years
Skills
Actionable Insights, Business Analysis, Business Decisions, Credit Card Analytics, Data Extraction, Data Mining, Data Queries, Marketing Analytics, Marketing Performance, Risk Analytics, SAS, Structured Query Language (SQL), Supervisory Experience
About Bread Financial
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded Bread CashbackTM American Express® Credit Card and Bread SavingsTM products.
Formerly Alliance Data, Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates. To learn more about Bread Financial, visit BreadFinancial.com or follow us on Facebook, LinkedIn, Twitter and Instagram.
- All job offers are contingent upon successful completion of credit and background checks.
- Bread Financial is an Equal Opportunity Employer.
Job Family
Marketing
Job Type
Regular
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