Job Location: Noida
Overall purpose of role
The job holder will support the teams responsibilities for credit policies and strategies as well as maintaining controls and portfolio performance, of the Barclays Financial Assistance (Collections) teams. These activities include the setting of credit parameters for all programs and solutions impacting customers to ensure loss rates remain within risk appetite, recoveries are maximized and customer detriment is minimized. Ongoing engagement and close working with the business and operational teams is required to maximize effectiveness.
Key Accountabilities
- Through rigorous analysis and sound logical frameworks, support the development of high quality recommendations related to risk segmentation and payment solution design.
- Provide insight and recommendations to Senior Credit Risk Manager in order to support in the creation of risk strategies to contain the cost of risk and achieve P&L/impairment targets.
- Support with in-depth monitoring of performance of certain credit policies, highlighting trends / insights and driving corrective actions.
- Ensure strategy and model documentation and governance remains up-to date and work with the internal validation unit to ensure models are well governed.
- Support external reviews of all strategies and policies (e.g. Audit, Peer review) and ensure we remain compliant as a business to all internal and external controls.
- Ability to source data from various data warehouses and external partners.
Stakeholder Management and Leadership
- Deliver clear, concise, and effective communication of proposed strategy changes to team leader and other key stakeholders, including presentation at relevant forums as required
- Influence on-going communications with key business stakeholders : Finance, CRO, BFA Operational Leads
Decision-making and Problem Solving
- Candidate must have good analytic skills, evidenced through financial analysis and specific issue analysis.
- Knowledge and experience of applying statistical techniques to support the development of strategies that enable effective risk discrimination and will stand up to independent scrutiny.
- Strategic and innovative new thinking required to fully support the needs of our clients, our customers and our business goals.
Risk and Control Objective
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.
Person Specification
- The individual must have well-developed analytic skills, preferably in a Credit Risk environment. They will demonstrate desire to proactively keep specialist skills and knowledge at leading edge standard.
- The individual will have a clear understanding and meaningful experience in performing data analysis using a standard statistical package (SAS/SQL essential). The individual will have advanced Excel skills and solid PowerPoint capabilities.
- Must have the ability operate to as part of cross-functional and virtual teams.
- Can effectively and concisely communicate key issues and ideas through correspondences and verbally without supervision. Interface with various departments effectively to ensure project delivery
- Able to identify and deliver new ideas that addresses important business issues.
- Support with creating and implementing project task plans to accomplish business plan objectives. Understand business plan and ensure is driven for the most value add.
- Strong strategic thinker with good intellect and ability to focus on the wider implications of activities and their associated value generation.
Essential Skills/Basic Qualifications:
- Practical experience of using analytics to solve complex business problems
- Passionate about data analysis and how this contributes to the business
- Advanced understanding of standard statistical package (SAS/SQL essential) and Excel
Desirable skills/Preferred Qualifications:
- Background in Credit Risk
- Bachelors/Masters degree in Statistics, Mathematics or Operational Research would be advantageous
Submit CV To All Data Science Job Consultants Across India For Free