CRISIL Limited | Data Analyst- Retail Banking and SAS | Greater Kolkata Area | Bharat | BigDataKB.com | 2023-03-05

Before u proceed below to check the jobs/CVs, please select your favorite job categories, whose top job alerts you want in your email & Subscribe to our Email Job Alert Service For FREE

 

Job Location: Greater Kolkata Area

Job Detail:

  • The role entails supporting the Credit Risk team of a global bank, in analysing their retail lending products (such as mortgages, credit cards, loans and overdrafts)
  • Supporting loan origination activities such as loan approvals/declines, credit line assignment, risk-based loan pricing, limit setting, loan loss modelling, line increase/decrease, etc.
  • Credit risk management of the assigned retail portfolio and performing loan analytics (such as stress testing, sensitivity analysis)
  • Suggesting and providing support during implementation of credit strategies across the loan life cycle (from origination to recovery/collection)
  • Creating interactive dashboards to visually represent and review key metrics and performance/trends for the underlying retail lending portfolio
  • Generating MIS, business insights and highlighting portfolio hotspots by deploying available data and applying statistical tools/techniques
  • Regular interaction with the client to discuss loan origination/management strategies, visualisation dashboards as well as workflow
  • Engage with client teams proactively and identify opportunities for standardization of processes to bring in effectiveness and gain efficiency
  • Strong understanding of core finance and accounting concepts. Knowledge of financial services and retail banking operations (ideally in a global bank set-up) are required
  • Prior experience in retail loan life cycle operations such as loan origination, account/portfolio management or loan collections/resolution is required
  • Experience in loan analytics – such as portfolio stress testing, loan loss modelling, is preferred
  • Experience in SAS is a must
  • Knowledge of regulations pertaining to banking and retail loans is preferred
  • Excellent report writing and communication skills
  • Strong process orientation and time management skills
  • Ability to communicate analytical thoughts in a crisp, concise and precise manner
  • Strong inter-personal skills and ability to participate/contribute as a team player
  • Prior experience in Retail Loan Management, Business Analysis, Project Management and Client Management is preferred

Apply Here

Submit CV To All Data Science Job Consultants Across Bharat For Free

LEAVE A REPLY

Please enter your comment!
Please enter your name here