HDFC Bank | Hiring | Data Scientist | Chennai | BigDataKB.com | 2022-09-28

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Job Location: Chennai

Roles and Responsibilities

Scorecard Building and Modelling:-

  • Developing analytical models to assess risk profile of a customer / identifying cross-sell opportunities/fraud control for new and existing customers
  • Responsible for development and deployment of various scorecards / models for the credit risk / Retail asset products of the Bank within the specified timelines. Ensure the deployment also is line with Banks strategies so as to gain maximum efficiencies.
  • Estimate probability of default arising out of the scorecards and monitor deviation from expected default rates.
  • Monitor portfolio and identify pockets of opportunity for business growth and risk alerts to control NPAs. Communicate these alerts to the respective owners and follow-up for closure
  • Formulating data cuts and strategies to assess credit risk for new and existing customers of the Bank. Give feedback to stakeholders to improve the usage of the models
  • Develop novel approaches/algorithms in Risk modeling to constantly improve the operational efficacy of current models and its impact to stake holders
  • To adopt the latest trends wrt fintech companies by applying the best-in-class financial models, risk strategies
  • To work on various aspects related to automation of scorecards in Analytics domain.
  • Explore data available within the Banks ecosystem but not used currently to meet the above stated business objectives

Desired Candidate Profile

  • Excellent problem solving capabilities with strong fundamentals in computer science
  • Strong technical & analytical skills
  • Hands-on experience in data wrangling (ETL), feature engineering, building and deploying scalable machine learning algorithms
  • Strong written and verbal communication skills
  • Excellent knowledge of current trends in the field of machine learning/analytics field

Apply Here

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