HDFC Bank | is Hiring | Data Scientist | BigDataKB.com | 2022-04-05

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Job Location: Pune

Job Responsibilities(JR) : 6 8 Areas

Actionable (4-6)

  • Scorecard Building and Modelling
  • Developing analytical models to assess risk profile of a customer / identifying cross-sell opportunities/fraud control for new and existing customers
  • Responsible for development and deployment of various scorecards / models for the credit risk / Retail asset products of the Bank within the specified timelines. Ensure the deployment also is line with Banks strategies so as to gain maximum efficiencies.
  • Estimate probability of default arising out of the scorecards and monitor deviation from expected default rates.
  • Monitor portfolio and identify pockets of opportunity for business growth and risk alerts to control NPAs. Communicate these alerts to the respective owners and follow-up for closure
  • Formulating data cuts and strategies to assess credit risk for new and existing customers of the Bank. Give feedback to stakeholders to improve the usage of the models
  • Develop novel approaches/algorithms in Risk modeling to constantly improve the operational efficacy of current models and its impact to stake holders
  • To adopt the latest trends wrt fintech companies by applying the best-in-class financial models, risk strategies
  • To work on various aspects related to automation of scorecards in Analytics domain.
  • Explore data available within the Banks ecosystem but not used currently to meet the above stated business objectives
  • Innovation
  • Thinking, evolving and making significant changes in the processes, techniques, methods so as to save time, energy and money.
  • Any other assignments depending on the needs of the organization

Educational Qualifications

Key Skills

1. MCA/MTech/MSc Statistics or Economics/BTech/MBA or equivalent in Computer science/Statistics or related areas with strong inclination towards machine learning algorithms is preferred

  • Excellent problem solving capabilities with strong fundamentals in computer science
  • Strong technical & analytical skills
  • Hands-on experience in data wrangling (ETL), feature engineering, building and deploying scalable machine learning algorithms
  • Strong written and verbal communication skills
  • Excellent knowledge of current trends in the field of machine learning/analytics field

Experience Required

  • Experience of 2+ years in analytics/predictive modeling/machine learning
  • Experience of 2+ years in Python/R in building as well as deploying scalable analytics based models
  • Exposure to banking preferable

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