Job Location: New York, NY
The Asset Backed Securities (ABS) primary ratings team in the Structured Finance Group (SFG) assigns initial ratings to US asset backed securities including auto loans, student loans, credit cards, unsecured consumer loans, etc. In addition to analyzing newly issued ABS transactions, the team also publishes in-depth research on relevant credit issues.
The Associate Lead Analyst 1 will analyze the credit aspects of ABS transactions, including cash flows, underlying assets, liability structure, deal-level financial modeling, and the formulation and substantiation of credit opinions. They will be expected to serve as the primary ratings analyst for transactions, present transactions to rating committees, communicate their analysis during internal meetings, and write accurate and insightful presale reports. The Associate Lead Analyst 1 will also work on various special research projects, develop in-depth knowledge of the ABS sector and pursue thought leadership initiatives to enhance our analytics and research impact. They will also receive high-quality training and mentorship from senior analysts.
- 3+ years of professional experience in credit ratings or financial services
- Experience in structured finance, consumer loans, and/or ABS securitization is a plus, but not required
- Bachelor’s degree (or higher) in Finance, Economics, Statistics, Accounting, Engineering or a related field
- Highly proficient in Excel for data analysis (quantitative, qualitative) and modeling
- Cash flow modeling/analysis and coding (VBA, Python, R) are a plus
- Excellent communication (verbal, written) and presentation skills
- Ability to collaborate closely with others as well as independently to produce accurate, detailed work in a dynamic, fast-paced environment.
- Prioritize and handle multiple projects and tasks with a high degree of accuracy and timely delivery
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
At Moody’s, we’re taking action. We’re hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We’re educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity
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