Job Location: Mumbai
Reporting Analyst (SQL / Excel / VBA)
Job Number:
3223379
POSTING DATE: Sep 7, 2022
PRIMARY LOCATION: Non-Japan Asia-India-India-Mumbai (MSA)
EDUCATION LEVEL: Bachelor’s Degree
JOB: WM Risk
EMPLOYMENT TYPE: Full Time
JOB LEVEL: Analyst
DESCRIPTION
Morgan Stanley is seeking a highly qualified candidate for the Credit Risk function responsible for broker dealer and bank lending businesses. Morgan Stanley is a global leader in wealth management with an extensive network of 1,000+ offices across the U.S. and in key international locations. We provide a range of products and services to individuals, businesses and institutions, including brokerage and investment advisory services, financial and wealth planning, credit and lending, cash management, annuities and insurance, retirement and trust.
Primary job responsibilities include:
Prepare high quality credit memos with recommendations for domestic and international clients to credit approvers. Articulate recommendation in a clear, concise and informed manner. Demonstrate acceptable knowledge and preparation of material.
Exercise credit authority and reviews in an appropriate manner in accordance with credit policies and procedures to protect the interests of the firm.
Conduct all due diligence, as well as reviews of newly underwritten loans for internal quality control and conduct quality assurance on monthly basis.
Support the compiling of Credit Loan Approval Memos or other Credit documents and evidence for regulatory, audits and compliance tests
Identify risks on existing loans through the review processes, including deteriorating collateral or adverse borrower information.
Escalate material individual relationship or portfolio observations promptly including past due annual reviews and negative trends.
Ensure accurate and timely update and complete within designated due dates
Submit completed reviews for authority approval through the Credit Approval System or Leopard.
QUALIFICATIONS
Strong analytical skills; 1-3 yrs of experience
Proficiency in MS Excel and MS Access Database skills. Also, previous experience in data analytics of large data sets and coding experience (e.g., SQL, VBA, Tableau) a plus
Strong organizational skills, process management and time management skills
Strong oral and written communication, including the ability to communicate effectively across regional teams
Self-motivated and proactive attitude, with relentless attention to detail and an inquisitive nature
Excellent team player with the ability to work harmoniously and flexibly with a diverse workforce
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