Job Location: Centennial, CO
Job Description
The Credit Risk Strategy Team is responsible for the strategies and initiatives that help both fuel growth of the portfolio as well as protect the business from losses. As part of this team you will have the opportunity to develop sophisticated strategies, perform cutting edge analysis and drive meaningful and challenging projects that improve the customer experience and deliver improved profitability for our business. You will have unparalleled exposure to Senior Leadership (i.e., seasoned Credit Analysts regularly present their analyses and recommendations to the Bank CEO and CFO) and be part of a dynamic, fast paced and growing division within Nordstrom.
A day in the life…
- Develop and analyze data that is used to interpret credit card portfolio performance
- Monitor the performance of existing Portfolio and Acquisition strategies and present findings in concise and effective manner via related reports and presentations
- Translate analytical findings into actionable strategic recommendations
- Assess and forecast vintage performance to monitor portfolio risk
- Develop innovative solutions using data mining and programming techniques
- Provide analysis on assigned risk analytics projects and evaluate portfolio strategy performance
- Monitor emerging trends within existing portfolio across multiple credit products.
- Proactively suggest improvements to existing strategies
- Identify and provide recommendations regarding new opportunities to improve business processes in the context of risk management
- Collaborate effectively with cross-functional partners, including TD Bank, Implementation Teams, Operations, and Finance, to increase share of Nordstrom sales, deliver a world-class customer experience, and meet business objectives
- Complete additional Ad hoc requests as necessary
You own this if you have…
- Bachelor’s degree in a quantitative field or equivalent combination of experience and education required. Advanced degree preferred.
- Three to six years’ experience in gathering, reporting on, and analyzing financial data, preferably in the consumer credit card industry
- Demonstrated ability to design impactful strategies aimed at optimizing financial metrics
- Experience using SAS/SQL programming languages
- Proficient in MS Office, with advanced MS Excel skills
- Proven success developing SQL/SAS programs that produce output and reporting in a seamless, fully-automated fashion
- Knowledge of the Consumer Credit Industry strongly preferred
- Ability to take ambiguous data questions, translate them into a clear analytical plan, and produce concise summary output that includes recommendations based upon core findings
- Proven ability to proficiently communicate complicated data and analytical issues verbally, in writing, or in presentation form to core stakeholders and partners across the enterprise
- Ability to manage multiple projects simultaneously and work in a fast-paced environment as part of a team
- Experience building, changing or evaluating dialer strategies preferred
- Ability to assess and forecast vintage performance and losses
- Demonstrated ability to develop segmented collection strategies that customize timing and treatments for delinquent customers
We’ve got you covered…
We offer a comprehensive benefits package that includes medical, vision and dental coverage, a fabulous merchandise discount, an employer-matched 401(k) plan, a profit-sharing plan and much more.
We are an equal opportunity employer committed to providing a diverse environment.
This job description is intended to describe the general nature of the work employees can expect within this particular job classification. It is certainly not a comprehensive inventory of all duties, responsibilities and qualifications required for this job.
Nordstrom Card Services Roles:
Nordstrom is able to offer remote
employment of this position in all US
states except AL, AR, DE, FL, GA, IN, IA,
LA, MD, MS, MT, ND, OH, OK, PA, SC, TN,
VA, VT, WV, and WY.
We’ve got you covered…
Our employees are our most important asset and that’s reflected in our benefits. Nordstrom is proud to offer a variety of benefits to support employees and their families, including:
- Medical/Vision, Dental, Retirement and Paid Time Away
- Life Insurance and Disability
- Merchandise Discount and EAP Resources
A few more important points…
The job posting highlights the most critical responsibilities and requirements of the job. It’s not all-inclusive. There may be additional duties, responsibilities and qualifications for this job.
Nordstrom will consider qualified applicants with criminal histories in a manner consistent with all legal requirements.
Applicants with disabilities who require assistance or accommodation should contact the nearest Nordstrom location, which can be identified at www.nordstrom.com.
© 2022 Nordstrom, Inc
Current Nordstrom employees: To apply, log into Workday, click the Careers button and then click Find Jobs.
Pay Range Details
The pay range(s) below are provided in compliance with state specific laws. Pay ranges may be different in other locations.
Colorado: $89,000 – $147,000, Nevada: $89,000 – $147,000
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