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PayPal | Hiring | PAYPAL | DATA SCIENTIST | | BigDataKB.com | 07-04-2022

Job Location: Chennai

Roles and Responsibilities

Job Responsibilities:

  • Independently manage the new model approval/review process for all models spanning across the credit lifecycle used in Global Credit Risk business per the enterprise-wide MRM standards. This includes marketing, underwriting, account management, collections and CECL/IFRS-9 models.
  • Act as a primary liaison between model developers, Second Line of Defense teams (and model owners) to guide the model approval process and ensure that models are developed and documented per the MRM, Legal, Compliance and Fair Lending standards as well as other Consumer Protection and Fair Lending laws across the US and other countries.
  • Demonstrate a good understanding of advanced statistical techniques used for model development including numerous Machine Learning algorithms.
  • Effectively communicate and coordinate between all stakeholders in the model governance process to ensure timely approval and review of models used by the Business.
  • Conduct ongoing performance monitoring of all models to ensure models continue to perform as expected.
  • Present results of performance monitoring with various stakeholders while performing deep dives into any issues observed if any.
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  • Bachelors / Masters degree in quantitative area strongly preferred including mathematics, statistics, engineering, computer science, economics or finance
  • 3+ years relative experience and exposure to model development or model validation / model risk management in consumer and/or business financing credit risk.
  • Excellent written and oral communication skills as well as interpersonal skills
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