RANDSTAD INDIA PVT LTD | Hiring | Credit Risk Analytics | Bangalore/Bengaluru | BigDataKB.com | 2022-09-29

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Job Location: Bangalore/Bengaluru

  • Supporting Credit Risk Analytics for Auto Lending Risk function.
  • The incumbent would also functionally contribute as an SME to the Auto Lending Credit Risk team and execute relatively large and complex projects with moderate to high risk for the line of business.
  • Lead a multidisciplinary team to deliver best in class credit risk management practices to enhance the risk framework. Lead strategic initiatives and process for the Auto lending business through conceptualizing, developing and deploying advanced analytical solutions in a high performing environment.
  • Assesses and predicts risk and performance through business analysis and/or modeling. Establishes effective policies, processes, and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions. Drive continued exploration of innovative analytic techniques, process and tools to facilitate adoption of latest industry advancements.
  • Develops comprehensive monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making. Reports on asset quality, portfolio trends, emerging threats, and opportunities to manage portfolio losses, growth and profitability.
  • Develops quantitative/qualitative tools and methodologies for forecasting losses in supporting portfolio planning, loan loss provisioning, or new account acquisitions.
  • Develop, maintain, and enhance the complex programming to extract data and/or manipulate databases such as Oracle, Teradata to support LOB strategy. Perform complex data analysis to support data quality, data integrity control.
  • Evaluate new data sources and attributes, internal and external from extensive case reviews. Analyze data, perform deep-dives and understand / monitor trends to provide actionable insights across a range of risk analytics initiatives.
  • Develop a high performing team including responsibilities for recruiting, training, coaching and retaining strong analytical capabilities for the analysts that support the various functional areas of credit risk management
  • Lead implementation of complex initiatives with moderate to high risk for the line of business.
  • To be effective in this position, you will need an excellent understanding of credit risk, a broad and strategic perspective on risk management, and be fluent in key technical tools of credit risk decisioning.

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